Claiming As A Motorcyclist
Motorcyclists are especially vulnerable to accident and injury, not just because they are on a form of transport that is more likely to hit potholes, dents and spillages in the road, but also because of the actions of other road users. Many motorcyclists have very good skills, some less so, but because of the nature of the transport, i.e. no seatbelts and less protection around the driver generally, injuries to motorcyclists, when they do occur can be more serious.
The common types of accidents involving a motorcyclist are those where a car driver has pulled out of a junction, motorcyclists overtaking or filtering back into traffic and accidents on bends. Car drivers often pull out of lines of traffic to overtake, failing to recognize the approaching motorcyclist. Other road users seem to have more difficulty in seeing motorcycles, possibly because they are more conditioned to looking out for cars. There is research which suggests that drivers have difficulty in estimating the speed of a motorcycle.
With the total number of motorbike casualties reaching 20,150 in 2011, motorcyclists simply cannot afford to not know what to do in the event of an accident.
Of course, ensuring your bike’s safety features are in full working order and riding responsibility are the key defences to having accident on the road. However, that won’t completely rule out a dangerous mistake being committed by someone you share the road with.
While most car drivers are very responsible, all it takes is one second for an accident to occur and, especially for motorcyclists; these can be extremely dangerous and costly.
So if you want to know about how to deal with an accident or are considering making a motorbike accident claim read on for some help on getting the justice you deserve.
Hopefully the other person or persons involved in the accident are conscious and have not left the scene. If that’s the case get their details – name, address, contacts, registration number – and, if relevant and at all possible, get them to agree fault. If they have a smartphone, you can ask them to email you something to that effect.
Getting the details of people who witnessed the accident will also be very helpful, especially if the other party did not stop.
Go to the hospital
Regardless of how big or small your accident may seem, make sure you go to the hospital and get yourself properly checked out.
Most road accident guides will tell you not to remove your helmet when you have an accident, so make sure unless you are having problems breathing, that you keep your helmet on.
If you don’t go to the hospital and document your accident, this could affect the viability of your claim later on.
Write an account of the event
When you are in a good state of mind, and preferably as soon as possible after the accident, write an account of the event.
When reconstructing what happened, the input of witnesses whose names you took can be invaluable. Think through exactly what happened. Trying to isolate memories based on senses is often a helpful way of bringing back a full picture of the accident.
When you have written your account, make a statement to the police; you can always ring back and edit your statement if you remember something else later on.
Research solicitors online
The internet is a great place to find as much information as you need about different solicitor firms.
By checking out testimonials and articles about different solicitors – on both the firm’s website and others – you can get a better idea of who you want representing you in court.
Make your claim
When making your initial claim, look back at the account you wrote of the accident. Remember to include as much detail as possible as your initial claim will be tested for viability.
Most contracts state that if you have lied in your claim, your contract will become invalidated and you could end up owing the solicitors a huge sum of money.
By taking out “After the Event” insurance, you can ensure you are protected from paying court fees and disbursements – things that are often not included as part of your “no win no fee” agreement.